Welcome to Car Insurance Westerly RI!

So you’ve searched for Car Insurance Westerly RI, right? You want good, comprehensive car insurance that will cover you in any situation, and doesn’t cost an arm and leg…that’s what you’re after.

I know exactly what you’re looking for. Over the years I’ve dealt with a number of different insurance companies and I eventually found an  insurance broker that I could trust and had great rates. So I wanted to help you avoid spending all the time that I did looking for one.

That’s the whole point of this site, Car Insurance Westerly RI. But I’m not actually an insurance broker myself. I’m  just like you – I bought a car many, many years ago, and needed to get insurance in order to drive it. Way back then you couldn’t just go to the internet and search for Car Insurance Westerly RI and have a dozen options staring you in the face. So I did it the old-fashioned way.

The first Westerly RI car insurance company I had put me in a horrible position when they didn’t live up to their promises after I got into an accident. Fortunately for me, the accident was the other person’s fault and their insurance company eventually stepped up to the plate and paid for the damages, but it was touch and go for a while there. I never want to go through that again, and I don’t want you to go through that either.

Car Insurance Westerly RI – Let Me Help!

I want to recommend a great, honest, reliable car insurance broker to help you protect your family and your car, truck, or whatever you drive.

I also want this site to help you learn more about car insurance, without going into all the tedious, little math details. I will help to explain why insurance works the way it does, and what you can do to protect yourself and your family, without sacrificing your wallet. I want you to be a knowledgeable customer, so can make an informed decision, get the coverage you need, and avoid paying for unnecessary extras.

So, if you’re looking at buying a vehicle, just bought one, or are thinking of switching insurance companies, you came to the right place…you’ll find lots of info here!

Now, when I first started my search for car insurance, I had no idea what a deductible was, what “No-Fault Insurance” meant, of what kind of stories were in the “blue book”. I had no real clue about car insurance, just that you needed it to drive legally, and that it cost money. And we’ll cover all these things on this site, everything from the common terms, to insurance tips, to filing a claim. We’ll go over what factors determine your premium, we’ll explain the difference between Primary and Secondary drivers, we’ll even go over the most important information to collect if you are in an accident.

Learning From Car Insurance Westerly RI

The most important thing this site will do is give you valuable information…a solid referral to a professional, honest, and reliable insurance broker. You don’t want to get into an accident, and then find out that your insurance doesn’t cover things you thought it did. Getting into the accident is bad enough!

So how does insurance work? Basically, you pay an amount every month (or every 3, 6 or 12 months) to the insurance company. The insurance company puts that aside (in theory). Every month you pay, so the amount put aside for you gets bigger and bigger. If you file a claim for an accident, the insurance company uses that money set aside for you to cover repair damages, medical expenses, and so on. There’s much more to it, but that is generally how it works. It covers you in the “What If” scenario, and it’s better to have it and not need it, then to not have it and need it.

To get the very best rates on Car Insurance in Westerly, or anywhere else in RI or CT, be sure to call Louis Panciera Insurance at 401-596-4977.

Thanks for visiting. I hope that Car Insurance Westerly RI has been helpful to you!